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Reach the Potential of Your 401(k) Plan with a 3(21) Fiduciary

Navigating the complexities of a 401(k) plan can feel like leading your employees through uncharted financial waters. That's where the experience of a 3(21) fiduciary comes into play, offering you the compass needed to guide your retirement plan towards success. At Dahring | Cusmano, we understand the importance of this partnership in creating a robust, compliant, and beneficial plan for both you and your employees.

Why Choose a 3(21) Fiduciary?

Why Choose a 3(21) Fiduciary?

Opting for a 3(21) fiduciary, or investment advisor fiduciary, means choosing a path paved with experienced guidance and support. Unlike the broader discretion held by a 3(38) fiduciary, a 3(21) fiduciary shares the helm with you, ensuring your 401(k) plan remains aligned with the diverse needs of your participants and the objectives you are aiming for.

Here's how a 3(21) Fiduciary can help with your 401(k) plan:

  • Experienced Guidance: Our 3(21) fiduciary team offers unparalleled experience in investment selection and monitoring, steering your plan towards its goals while keeping participant needs in focus.
  • Fiduciary Support: Sharing fiduciary responsibility means you're not navigating alone. We help lighten the burden of ERISA compliance, ensuring your plan adheres to fiduciary standards while minimizing potential liabilities.
  • Investment Due Diligence: Our rigorous evaluation of investment options—analyzing performance, fees, and risk—empowers you to make informed, prudent choices.
  • Regulatory Compliance: Stay ahead of ERISA’s complex regulations with a 3(21) fiduciary by your side, ensuring your plan meets compliance requirements without the headache.
  • Objective Advice: With your best interests in mind, Dahring | Cusmano will focus on what is best for your plan and its participants.
The Halo of 3(21) vs 3(38): A Unique Advantage

The Halo of 3(21) vs 3(38): A Unique Advantage

The distinction between a 3(21) and 3(38) fiduciary hinges on the level of control and collaboration you desire in managing your 401(k). The "halo" effect of a 3(21) fiduciary relationship illuminates the path to success, offering a balanced approach that leverages our experience while keeping you in the decision-making seat.

Why Dahring | Cusmano?

As your dedicated 3(21) fiduciary and 401(k) fiduciary partner, Dahring | Cusmano stands ready to work with you in improving your retirement plan. Our commitment to your success is reflected in our comprehensive approach to investment advice, fiduciary support, and regulatory compliance. We pride ourselves on being the retirement plan fiduciary that businesses trust to navigate the complexities of ERISA 3(21) requirements.

Ready to Secure and Improve Your Retirement Plan?

Ready to Secure and Improve Your Retirement Plan?

Navigating the future of your 401(k) doesn't have to be a solo journey. With Dahring | Cusmano as your 3(21) fiduciary, you're choosing a partner dedicated to your plan's success and security. Our team is here to provide the guidance, support, and insights your business needs to pursue your financial goals.

Let's chart a course towards a brighter retirement future together. Reach out to us today to explore how our services can make your retirement plan more secure, compliant, and aligned with your objectives.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.