Personal Lifestyle Planning

Retirement Income Planning

• How much do I need to retire?
• When should I start to draw Social Security?
• How much should I put away for retirement?

Income and Expense Analysis

• Should I pay off my mortgage?
• How much do I need to buy a new house?
• How much savings should I have in the bank? How can I earn a better rate of return?

Investment Services

• When should I get in/out of the stock market?
• How much should I expect to make on my investments?
• What is the best way to save for a particular goal outside of retirement?

Risk Management

• Do I need life insurance?
• How do I protect myself from identity theft?
• How can I protect myself during a market downturn?

Tax Strategies

• What is the best way to start taking money out during retirement?
• Shouldn’t I have a mortgage for the tax write-off?
• How can I improve my tax situation?

Legacy and Estate Planning

• How do I help my aging parents with their finances?
• Do I need a will? Do I need a trust?
• Do I need to designate beneficiaries if I have a will?

Personal Lifestyle Planning

Our advisors will help you find a balance so that you can enjoy life today while preparing for tomorrow. As your circumstances and priorities change, you will need a financial plan that can adapt and grow with you. We stay with you through each stage of your life and monitor and adjust your plan as life happens. Knowing that your money represents your hopes and dreams, we manage it accordingly—with care and respect. Here are some questions we help our clients answer.